Hi, I'm Pranjal Desai. I have a degree in economics, but I don't call myself an economist. Yet.

A degree hands you the tools. Becoming an economist means learning to connect what rarely stays in one box: data and behaviour, markets and policy, models and the people living with their consequences. I'm building that way of seeing the world, one question at a time, and writing down what I learn.

Connecting data.

01About

Most economic writing is either too technical to reach anyone or too simple to be true. I try to sit in between.

I studied economics at NMIMS and spent my first few years learning what the discipline looks like outside a classroom — regulatory frameworks and compliance work at EY, fieldwork and survey design at BIAS, and then a year on my own with fifteen years of RBI data, asking who India's growth after 2014 actually reached. Short answer: in the states we call success stories, not everyone.

This year I've been closing the distance between economics and tech. Python and data analysis on Coursera, Claude 101, and a FinTech & AI certification at IIM Trichy — not because economics needs rescuing by software, but because most of the questions I find interesting now arrive as data problems first. The biggest of them: what happens to markets, jobs and incentives when machines can think? AGI changes everything the discipline studies — labour markets, productivity, inequality, monetary policy. Economics deserves a bigger seat at that table, and I'd like to help pull up a chair.

Most recently I was at Equilibrium Insights, a market research and consumer insights firm in Mumbai, where we built a SaaS platform that takes primary research — a process still largely held together by spreadsheets, phone calls and goodwill — and makes it methodical, on the client side and the respondent side both. I tested the tool and worked with the tech team on where it went next, including its interface and the socio-economic case we built around it. Alongside that I ran client projects end to end: research questions and discussion guides, coordinating recruiters and field agents, conducting the interactions, then analysing, drafting and presenting what we found.

What I took from all of it: consumer insight is an economic question, not only a reported one. Economics tends to turn up everywhere, once you start looking for it. The work has taught me to ask who a decision changes things for, what the data misses, and how to explain the answer without losing the people inside it.

Pranjal Desai
Pranjal Desai — Mumbai
Now — September 2026

Finishing the FinTech & AI certification at IIM Trichy. Writing essays on Indian economic policy, inequality and markets.

02Research

Independent research · 2006–2021 panel

Sectoral Drivers of Income Inequality in India

India got richer after 2014. I wanted to know who did.

I built a panel dataset covering six major states over fifteen years from the RBI Handbook of Statistics, then ran fixed-effects regression, Gini estimation via variance of logarithms, and Lorenz curve analysis, validating model selection with a Hausman test.

The finding was uncomfortable. In the industrially advanced states — Karnataka, Gujarat — post-2014 reforms deepened inequality rather than easing it. Manufacturing's equalising effect weakened, while capital-intensive industry and services pulled the distribution apart.

REViewsSPSS
0% 100% Share of income Share of population

·Experience

APR 2026 – AUG 2026 Equilibrium Insights · Market Research & Consumer Insights · Mumbai

Growth Generalist

A research firm building the software it wished existed.

I worked across both halves. On the product: testing the platform, working with the tech team on direction, and shaping the interface and the socio-economic case behind it. On the work itself: research questions and discussion guides, recruiter and field-agent coordination, conducting interactions, analysis, and presenting insights to clients.

Equilibrium Insights team dinner, Mumbai Equilibrium Insights team evening out, Mumbai
2024 – 2025 President, Public Relations Committee · NMIMS School of Economics

President, Public Relations Committee

Grew the team from 15 to 48 members. Ran 120+ posts reaching 1M+ digital impressions. Founded Arthagya 1.0, the institute's first economics fest. Published Median magazine and the Prism annual report.

15Committee members
0Posts published
0Digital impressions
Arthagya core team, campus courtyard PR committee event, with faculty
JUN – JUL 2024 BIAS, New Delhi · Mumbai fieldwork

Research Associate Intern

Behavioural economics at ground level.

Ran survey instruments for a client study on how households actually choose atta, and supervised a fieldwork team across multiple locations at a 95%+ completion rate. Good primary data is a logistics problem before it's an analytical one.

BIAS fieldwork team, Mumbai
JUN – JUL 2023 Ernst & Young · Business Risk Services · Mumbai

Summer Intern, Business Risk Services

Two months inside how financial regulation actually gets enforced.

Researched frameworks for primary dealers, MSMEs and fixed-income money markets, and presented a comparative read on interest rate policy to the audit team. Also spent a stretch cross-referencing voice-recorded trades on a Goldman Sachs compliance engagement — unglamorous, and the fastest education in why paperwork matters.

Earlier roles across committees

2023 – 2024

Head of Social Media & Design (Graphics & Design Head), PR Committee · School of Economics

Ran 100+ Instagram posts. Designed the Median magazine and the Prism newsletter.

2022 – 2023

Vice Chairperson of Events, PR Committee & Econ-o-Shastra Club

Executed "The Battle of Burns" and managed offline events.

2022 – 2024

Core Member, Events Department, Cultural Committee

Event Head of "Monopoly Rush", from ideation to hosting.

2022 – 2023

Active Member, International Services, Rotaract Club of NMIMS Sunrise

Designed the club bulletin "Glare".

03Writing

A few times a week, in plain language.

Latest on LinkedIn

04Books

A few that stuck.

Doughnut Economics book cover

Doughnut Economics

Kate Raworth

This is the book behind my essay on why growth is the wrong finish line. Raworth asks the question economics forgot to keep asking: what is the economy actually for?

Rich Dad Poor Dad book cover

Rich Dad Poor Dad

Robert T. Kiyosaki

The first book that made me question what school never taught me about money. The asset-versus-liability idea is simple enough to feel obvious, and that is exactly why it sticks: once you see it, you cannot unsee it. Read it early, argue with it as you grow, but read it.

The Psychology of Money book cover

The Psychology of Money

Morgan Housel

This one quietly rewired how I think about decisions. Housel's point — that doing well with money has little to do with how smart you are and everything to do with how you behave — felt like permission to be human. I came away kinder to my own mistakes and more suspicious of my own certainty.

·Skills

Python (pandas, NumPy)
R
SPSS
EViews
Power BI
SQL
Advanced Excel

Research methods

Primary & Secondary Research; Econometric Modeling; Qualitative Research (In-Depth Interviews, Focus Groups); Qualitative Analysis; Survey Design; Panel Data Analysis; Regression Analysis; Statistical Testing; Data Visualization; Financial Analysis.

Strategy & operations

Product Operations; QA Testing; Market Intelligence.

Applied collaboration

Cross-functional project management; working with founders and developers; supervising fieldwork teams; writing and presenting client insights.

·Certifications

FinTech & AI

IIM Trichy × Masai School In progress

Python for Finance: Investment Fundamentals & Data Analytics

Packt 2025

Claude 101

Anthropic 2026

9th Annual Research Summer School

Monk Prayogshala 2024
Presenting a research study at Monk Prayogshala Certificate handover at Monk Prayogshala
Certificate of Appreciation, Graphics & Design Head PR Committee, School of Economics · 2023–24
Certificate of Appreciation, Active Member Rotaract Club of NMIMS Sunrise · 2022–23
1st Prize (Individual), VisionX Digital Campaign Contest NMIMS Institution's Innovation Council · 2023

·Education

05Contact

Let's build something worth reading.

Pranjal Desai
LocationAndheri, Mumbai